How to Get Small Business Loans Without Collateral

$400K to keep a construction backlog moving while payments catch up

Falcon Ridge had a full backlog and payments on finished work still on the way. Cash Flow Financing bridged the gap, so suppliers stayed paid and the next jobs kept moving.

$1M for a chemical broker to say yes to big deals, $300K made in 30 days

Big deals were coming in faster than cash, and a short track record wasn’t enough for a traditional lender. A Flexline gave Birchwood 12 months of buying power, drawn only as opportunities arose.

$2M to open a healthcare location projected to add $5M+ a year

Ashford’s owner has always grown the business with her own money. This time, financing carried the new location, and her capital stays free to do other work for her.

How one healthcare group kept growing at full speed

Dalton Care Network was building out its clinics and physician partnerships faster than traditional underwriting could follow. National looked at the trajectory, not just the paperwork, and split the capital into two loans that kept approval simple, funded quickly, and kept the expansion on track.

How one retailer cleared the way to buy bigger

Desert Bloom Jewelers, a family-run jewelry and clothing retailer across the Southwest, had a growth opportunity sitting right in front of it and a preexisting loan holding up the cash flow to take it. National stepped in with $1.75M to clear the loan and put cash in hand for bulk buying at the trade shows, bringing new vendors and lower-cost inventory.